Both Farmers National Banc Corp. (NASDAQ:FMNB) and Ottawa Bancorp Inc. (NASDAQ:OTTW) are Regional – Midwest Banks companies, competing one another. We will compare their analyst recommendations, profitability, risk, dividends, earnings and valuation, institutional ownership.

Valuation and Earnings

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers National Banc Corp.	101.00M	3.92	32.57M	1.17	12.64
Ottawa Bancorp Inc.	10.87M	4.16	1.99M	0.62	22.17

Table 1 shows the gross revenue, earnings per share (EPS) and valuation for Farmers National Banc Corp. and Ottawa Bancorp Inc. Ottawa Bancorp Inc. seems to has lower revenue and earnings compared to Farmers National Banc Corp. The business that is currently more affordable of the two stocks is the one that has a lower price-to-earnings ratio. Farmers National Banc Corp. has been trading at a lower price-to-earnings ratio than Ottawa Bancorp Inc., which means that it is at the moment the more affordable of the two companies.

Profitability

Table 2 represents Farmers National Banc Corp. (NASDAQ:FMNB) and Ottawa Bancorp Inc. (NASDAQ:OTTW)’s return on equity, return on assets and net margins.

	Net Margins	Return on Equity	Return on Assets
Farmers National Banc Corp.	32.25%	11%	1.2%
Ottawa Bancorp Inc.	18.31%	1.6%	0.3%

Risk & Volatility

Farmers National Banc Corp. has a 0.8 beta, while its volatility is 20.00% which is less volatile than Standard & Poor’s 500. Competitively, Ottawa Bancorp Inc.’s beta is 0.44 which is 56.00% less volatile than Standard & Poor’s 500.

Dividends

$0.3 per share with a dividend yield of 2.15% is the annual dividend that Farmers National Banc Corp. pay. The dividend yield for Ottawa Bancorp Inc. is 1.49% while its annual dividend payout is $0.2 per share.

Analyst Recommendations

Ratings and Recommendations for Farmers National Banc Corp. and Ottawa Bancorp Inc. can be find in next table.

	Sell Ratings	Hold Ratings	Buy Ratings	Rating Score
Farmers National Banc Corp.	0	0	2	3.00
Ottawa Bancorp Inc.	0	0	0	0.00

Farmers National Banc Corp.’s upside potential is 10.60% at a $15.75 consensus target price.

Insider & Institutional Ownership

Institutional investors owned 37.6% of Farmers National Banc Corp. shares and 22.9% of Ottawa Bancorp Inc. shares. About 1.7% of Farmers National Banc Corp.’s share are owned by insiders. Insiders Comparatively, owned 3% of Ottawa Bancorp Inc. shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

	Performance (W)	Performance (M)	Performance (Q)	Performance (HY)	Performance (Y)	Performance (YTD)
Farmers National Banc Corp.	0.14%	13.72%	8.86%	-4.84%	4.98%	15.78%
Ottawa Bancorp Inc.	0.96%	0.66%	1.41%	-0.22%	-4.82%	2.63%

For the past year Farmers National Banc Corp. was more bullish than Ottawa Bancorp Inc.

Summary

On 13 of the 15 factors Farmers National Banc Corp. beats Ottawa Bancorp Inc.

Ottawa Bancorp, Inc. operates as the holding company for Ottawa Savings Bank that provides various financial services to individual and corporate customers in the United States. The company offers various deposit accounts, including checking, money market, regular savings, club savings, certificate, and various retirement accounts. It also provides one-to-four family residential, multi-family and non-residential real estate, commercial, and construction loans; and consumer loans comprising auto, share, and personal unsecured loans, as well as home equity lines of credit. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. Ottawa Bancorp, Inc. was founded in 1871 and is headquartered in Ottawa, Illinois.