Chubb Limited (CB)’s Financial Results Comparing With Horace Mann Educators Corporation (NYSE:HMN)

This is therefore a contrasting of the risk, analyst recommendations, profitability, institutional ownership, dividends, earnings and valuation in Chubb Limited (NYSE:CB) and Horace Mann Educators Corporation (NYSE:HMN). The two are both Property & Casualty Insurance companies that compete with one another.

Earnings & Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Chubb Limited 32.68B 1.93 3.96B 8.48 15.76
Horace Mann Educators Corporation 1.19B 1.26 18.34M 0.44 89.14

We can see in table 1 the earnings per share, gross revenue and valuation of Chubb Limited and Horace Mann Educators Corporation. Horace Mann Educators Corporation appears to has lower revenue and earnings than Chubb Limited. When company has lower P/E means it is more affordable than its counterpart presently. Chubb Limited is thus presently the affordable of the two stocks because it has a lower P/E ratio.


Table 2 has Chubb Limited and Horace Mann Educators Corporation’s return on assets, return on equity and net margins.

Net Margins Return on Equity Return on Assets
Chubb Limited 12.12% 7.5% 2.3%
Horace Mann Educators Corporation 1.54% 12.8% 1.6%

Risk and Volatility

Chubb Limited is 17.00% less volatile than Standard & Poor’s 500 due to its 0.83 beta. Horace Mann Educators Corporation’s 18.00% less volatile than Standard & Poor’s 500 which is a result of the 0.82 beta.


Chubb Limited shareholders receive an annual dividend of $2.9 per share which is subject to 2.12% dividend yield. Horace Mann Educators Corporation has an annual dividend pay of $1.14 per share while its annual dividend yield is 3.21%.

Analyst Ratings

In next table is shown Chubb Limited and Horace Mann Educators Corporation’s ratings and recommendations.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Chubb Limited 1 0 4 2.80
Horace Mann Educators Corporation 0 0 0 0.00

Chubb Limited’s upside potential is 6.83% at a $146.8 consensus target price.

Insider and Institutional Ownership

Roughly 90.1% of Chubb Limited shares are owned by institutional investors while 0% of Horace Mann Educators Corporation are owned by institutional investors. Insiders owned 0.6% of Chubb Limited shares. Insiders Comparatively, owned 0.7% of Horace Mann Educators Corporation shares.


Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Chubb Limited -1.33% 0.39% -1.24% -2.07% -4.46% 3.4%
Horace Mann Educators Corporation 0.08% -5.62% -2.02% -14.45% -5.16% 4.97%

For the past year Chubb Limited was less bullish than Horace Mann Educators Corporation.


Chubb Limited beats on 12 of the 15 factors Horace Mann Educators Corporation.

Chubb Limited, through its subsidiaries, provides insurance and reinsurance products worldwide. The companyÂ’s North America Commercial P&C Insurance segment offers commercial property, marine, general casualty, workersÂ’ compensation, package policies, and risk management; and professional lines, marine and construction risk, environmental and cyber risk, and excess casualty, as well as group accident and health insurance to large, middle market, and small commercial businesses in the United States, Canada, and Bermuda. Its North America Personal P&C Insurance segment offers affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services in the United States and Canada. The companyÂ’s North America Agricultural Insurance segment provides multiple peril crop and crop-hail insurance; and coverage for farm and ranch property, as well as commercial agriculture products. Its Overseas General Insurance segment offers coverage for traditional commercial property and casualty, and specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction risk, as well as group accident and health, and traditional and specialty personal lines. The companyÂ’s Global Reinsurance segment provides traditional and specialty reinsurance under the Chubb Tempest Re brand name to property and casualty companies. Its Life Insurance segment offers protection and savings products comprising whole life, endowment plans, individual term life, group term life, medical and health, personal accident, credit life, universal life, and unit linked contracts. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016 as a result of its acquisition of The Chubb Corporation. Chubb Limited was founded in 1985 and is headquartered in Zurich, Switzerland.

Horace Mann Educators Corporation, through its subsidiaries, operates as a multiline insurance company in the United States. The Company operates through four segments: Property and Casualty Insurance, Annuity Products, Life Insurance, and Corporate and Other. It underwrites and markets personal lines of property and casualty insurance, including personal lines automobile and homeowners insurance products; retirement products, such as tax-qualified annuities; and life insurance products. The company markets its products through its sales force of full-time agents and independent agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.

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