Contrasting of First Bancorp (FBNC) and Its Rivals

As Regional – Mid-Atlantic Banks company, First Bancorp (NASDAQ:FBNC) is competing with its competitors based on the profitability, analyst recommendations, risk, dividends, earnings and valuation, institutional ownership.

Institutional and Insider Ownership

First Bancorp has 67.6% of its shares held by institutional investors and an average of 54.15% institutional ownership for its competitors. 1.2% of First Bancorp shares are held by company insiders. Comparatively, 4.32% of all Regional – Mid-Atlantic Banks companies shares are held by company insiders.


On first table we have First Bancorp and its competitors’ return on equity, net margins and return on assets.

Net Margins Return on Equity Return on Assets
First Bancorp 32.72% 9.90% 1.20%
Industry Average 28.91% 8.89% 0.95%

Valuation and Earnings

The following data compares First Bancorp and its competitors’ net income, top-line revenue and valuation.

Net Income Gross Revenue Price/Earnings Ratio
First Bancorp 89.29M 272.85M 12.90
Industry Average 99.73M 345.03M 14.19

First Bancorp has lower revenue and P/E Ratio than its competitors. The company has a lower P/E ratio which is currently more affordable in compare to its competitors.

Analyst Recommendations

Table 3 shows breakdown of recent ratings for First Bancorp and its competitors.

Sell Ratings Hold Ratings Buy Ratings Rating Score
First Bancorp 0 0 0 0.00
Industry Average 1.00 1.25 2.33 2.68

As a group, Regional – Mid-Atlantic Banks companies have a potential upside of 16.79%.


In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of First Bancorp and its competitors.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
First Bancorp -2.24% 5.55% -3.12% -6.73% 12.4% 18.83%
Industry Average 1.05% 6.89% 6.14% 11.66% 11.52% 16.00%

For the past year First Bancorp was more bullish than its competitors.

Risk & Volatility

A beta of 1.28 shows that First Bancorp is 28.00% more volatile than S&P 500. Competitively, First Bancorp’s competitors’ beta is 0.83 which is 17.25% less volatile than S&P 500.


$0.4 per share with a dividend yield of 1.1% is the annual dividend that First Bancorp pays. On the other side, 2.29% is the dividend yield of First Bancorp’s competitors.


First Bancorp’s competitors beat First Bancorp on 6 of the 6 factors.

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