As Regional – Mid-Atlantic Banks company, First Bancorp (NASDAQ:FBNC) is competing with its competitors based on the profitability, analyst recommendations, risk, dividends, earnings and valuation, institutional ownership.

Institutional and Insider Ownership

First Bancorp has 67.6% of its shares held by institutional investors and an average of 54.15% institutional ownership for its competitors. 1.2% of First Bancorp shares are held by company insiders. Comparatively, 4.32% of all Regional – Mid-Atlantic Banks companies shares are held by company insiders.

Profitability

On first table we have First Bancorp and its competitors’ return on equity, net margins and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Bancorp	32.72%	9.90%	1.20%
Industry Average	28.91%	8.89%	0.95%

Valuation and Earnings

The following data compares First Bancorp and its competitors’ net income, top-line revenue and valuation.

	Net Income	Gross Revenue	Price/Earnings Ratio
First Bancorp	89.29M	272.85M	12.90
Industry Average	99.73M	345.03M	14.19

First Bancorp has lower revenue and P/E Ratio than its competitors. The company has a lower P/E ratio which is currently more affordable in compare to its competitors.

Analyst Recommendations

Table 3 shows breakdown of recent ratings for First Bancorp and its competitors.

	Sell Ratings	Hold Ratings	Buy Ratings	Rating Score
First Bancorp	0	0	0	0.00
Industry Average	1.00	1.25	2.33	2.68

As a group, Regional – Mid-Atlantic Banks companies have a potential upside of 16.79%.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of First Bancorp and its competitors.

	Performance (W)	Performance (M)	Performance (Q)	Performance (HY)	Performance (Y)	Performance (YTD)
First Bancorp	-2.24%	5.55%	-3.12%	-6.73%	12.4%	18.83%
Industry Average	1.05%	6.89%	6.14%	11.66%	11.52%	16.00%

For the past year First Bancorp was more bullish than its competitors.

Risk & Volatility

A beta of 1.28 shows that First Bancorp is 28.00% more volatile than S&P 500. Competitively, First Bancorp’s competitors’ beta is 0.83 which is 17.25% less volatile than S&P 500.

Dividends

$0.4 per share with a dividend yield of 1.1% is the annual dividend that First Bancorp pays. On the other side, 2.29% is the dividend yield of First Bancorp’s competitors.

Summary

First Bancorp’s competitors beat First Bancorp on 6 of the 6 factors.