Contrasting of Lakeland Bancorp Inc. (LBAI) and Century Bancorp Inc. (NASDAQ:CNBKA)

Lakeland Bancorp Inc. (NASDAQ:LBAI) and Century Bancorp Inc. (NASDAQ:CNBKA), are influenced by contrast since they are both players in the Regional – Northeast Banks. These factors are particularly influence the dividends, analyst recommendations, institutional ownership, profitability, risk, earnings and valuation of the two firms.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Lakeland Bancorp Inc. 192.04M 3.93 62.82M 1.28 12.97
Century Bancorp Inc. 107.47M 3.83 36.21M 5.17 15.11

Table 1 highlights Lakeland Bancorp Inc. and Century Bancorp Inc.’s gross revenue, earnings per share and valuation. Century Bancorp Inc. is observed to has lower revenue, but higher earnings than Lakeland Bancorp Inc. The business with a lower price-to-earnings ratio is currently more affordable of the two stocks. Lakeland Bancorp Inc. is trading at a lower price-to-earnings ratio than Century Bancorp Inc., indicating that it is currently more affordable of the two stocks.


Table 2 provides us the net margins, return on equity and return on assets of both companies.

Net Margins Return on Equity Return on Assets
Lakeland Bancorp Inc. 32.71% 9.7% 1%
Century Bancorp Inc. 33.69% 9.1% 0.5%

Volatility and Risk

Lakeland Bancorp Inc. is 14.00% less volatile than Standard & Poor’s 500 because the stock has a beta of 0.86. Century Bancorp Inc.?s 13.00% less volatile than Standard & Poor’s 500 which is a result of the 0.87 beta.


Lakeland Bancorp Inc. pays out its dividends annually at $0.44 per share and 2.99% dividend yield. On the other side, $0.48 per share with a dividend yield of 0.65% for Century Bancorp Inc.

Institutional & Insider Ownership

Institutional investors held 56.9% of Lakeland Bancorp Inc. shares and 53.1% of Century Bancorp Inc. shares. Insiders held 2.5% of Lakeland Bancorp Inc. shares. Competitively, insiders own roughly 19.8% of Century Bancorp Inc.?s shares.


Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Lakeland Bancorp Inc. -1.78% 6.01% 0.67% -13.37% -14.04% 12.02%
Century Bancorp Inc. 1.43% 0.67% -4.4% 8.69% 3.65% 15.38%

For the past year Lakeland Bancorp Inc. has weaker performance than Century Bancorp Inc.


On 9 of the 14 factors Century Bancorp Inc. beats Lakeland Bancorp Inc.

Lakeland Bancorp, Inc. operates as the bank holding company for Lakeland Bank that provides financial products and services for individuals and small to medium sized businesses. It offers commercial banking services, including savings, money market, and time accounts, as well as demand deposits; lending solutions, such as short and medium term loans, lines of credit, letters of credit, inventory and accounts receivable financing, real estate construction loans, mortgage loans, small business administration loans, commercial real estate loans, commercial and industrial loans, and equipment financing, as well as merchant credit card services; and Internet banking, mobile banking, wire transfer, night depository, and cash management services. The company also provides consumer banking services, including checking accounts, savings accounts, NOW accounts, money market accounts, certificates of deposit, secured and unsecured loans, consumer installment loans, mortgage loans, and safe deposit services, as well as Internet banking services. In addition, it offers investment and advisory services; and non-deposit products, which include securities brokerage services, including mutual funds and variable annuities. As of January 26, 2018, the company operated 53 branch offices throughout Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey; 6 New Jersey regional commercial lending centers in Bernardsville, Jackson, Montville, Newton, Teaneck, and Waldwick; 1 commercial lending center in New York to serve the Hudson Valley region; and 1 commercial loan production office serving Middlesex and Monmouth counties in New Jersey. Lakeland Bancorp, Inc. was founded in 1989 and is headquartered in Oak Ridge, New Jersey.

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