Comparison of Worldpay Inc. (WP) and Insperity Inc. (NYSE:NSP)

Both Worldpay Inc. (NYSE:WP) and Insperity Inc. (NYSE:NSP) are each other’s competitor in the Business Services industry. Thus the contrast of their institutional ownership, profitability, risk, dividends, analyst recommendations, earnings and valuation.

Earnings and Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Worldpay Inc. 3.94B 6.92 157.39M -0.73 0.00
Insperity Inc. 3.83B 1.34 133.54M 3.06 31.22

Table 1 showcases the top-line revenue, earnings per share and valuation of Worldpay Inc. and Insperity Inc.


Table 2 has Worldpay Inc. and Insperity Inc.’s return on equity, return on assets and net margins.

Net Margins Return on Equity Return on Assets
Worldpay Inc. -3.99% -2% -0.7%
Insperity Inc. 3.49% 144.4% 14.6%

Volatility and Risk

A beta of 0.8 shows that Worldpay Inc. is 20.00% less volatile than Standard & Poor’s 500. In other hand, Insperity Inc. has beta of 0.97 which is 3.00% less volatile than Standard & Poor’s 500.


The Current Ratio of Worldpay Inc. is 1 while its Quick Ratio stands at 1. The Current Ratio of rival Insperity Inc. is 1.2 and its Quick Ratio is has 1.2. Insperity Inc. is better equipped to clear short and long-term obligations than Worldpay Inc.


The dividend yield for Insperity Inc. is 0.65% while its annual dividend payout is $0.8 per share. Worldpay Inc. does not pay a dividend.

Analyst Recommendations

The next table highlights the shown recommendations and ratings for Worldpay Inc. and Insperity Inc.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Worldpay Inc. 0 0 0 0.00
Insperity Inc. 0 0 1 3.00

On the other hand, Insperity Inc.’s potential downside is -0.08% and its consensus target price is $125.

Institutional & Insider Ownership

The shares of both Worldpay Inc. and Insperity Inc. are owned by institutional investors at 95.6% and 87% respectively. About 0.3% of Worldpay Inc.’s share are owned by insiders. Insiders Comparatively, owned 2.2% of Insperity Inc. shares.


In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Worldpay Inc. -4.77% -13.12% -15.93% 0.01% 12.16% 11.11%
Insperity Inc. -4.43% -17.89% -19.69% -0.77% 65.56% 66.71%

For the past year Worldpay Inc. has weaker performance than Insperity Inc.


Insperity Inc. beats on 11 of the 13 factors Worldpay Inc.

Worldpay, Inc., through its subsidiary, Vantiv Holding, LLC, provides electronic payment processing services to merchants and financial institutions in the United States. It operates through two segments, Merchant Services and Financial Institution Services. The Merchant Services segment offers merchant acquiring and payment processing services, such as authorization and settlement, customer service, chargeback and retrieval processing, and interchange management to national merchants, and regional and small-to-mid sized businesses. This segment also provides value-added services, such as omni-channel acceptance, prepaid services, and gift card solutions; and security solutions, including point-to-point encryption and tokenization at the point of sale and for e-commerce transactions. The Financial Institution Services segment offers card issuer processing, payment network processing, fraud protection, card production, prepaid program management, automated teller machine driving, portfolio optimization, data analytics, and card program marketing, as well as network gateway and switching services. It also provides statement production, and collections and inbound/outbound call centers for credit transactions, as well as other services, which include credit card portfolio analytics, program strategy and support, fraud and security management, and chargeback and dispute services. This segment serves financial institutions comprising regional banks, community banks, credit unions, and regional personal identification number networks. It markets its services through various distribution channels, including national, regional, and mid-market sales teams, as well as through third-party reseller clients and telesales operation. The company was formerly known as Vantiv, Inc. and changed its name to Worldpay, Inc. in January 2018. Worldpay, Inc. was incorporated in 2009 and is headquartered in Cincinnati, Ohio.

Insperity, Inc. provides human resources (HR) and business solutions to enhance business performance for small and medium-sized businesses in the United States. The company offers its HR business services through its Workforce Optimization and Workforce Synchronization solutions, which encompasses a range of human resources functions comprising benefits and payroll administration, health and workersÂ’ compensation insurance programs, personnel records management, employer liability management, assistance with government compliance, general HR advice, employee recruiting and support, employee performance management, and training and development services. It also provides Employee Service Center, a cloud-based human capital management platform that provides automated and personalized professional employer organization HR outsourcing solutions to its clients and worksite employees; and Workforce Administration solution that offers human capital management and payroll services. In addition, Insperity, Inc. offers other business performance solutions consisting of human capital management, payroll services, time and attendance, organizational planning, recruiting services, employment screening, financial and expense management services, retirement services, and insurance services via desktop applications and cloud-based delivery models. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.

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