Comparison of Bancorp Of New Jersey Inc. (BKJ) and Kentucky First Federal Bancorp (NASDAQ:KFFB)

Bancorp Of New Jersey Inc. (NYSEAMERICAN:BKJ) and Kentucky First Federal Bancorp (NASDAQ:KFFB) are two firms in the Savings & Loans that compete against each other. Below is a comparison of their analyst recommendations, profitability, risk, dividends, earnings and valuation, institutional ownership.

Earnings and Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Bancorp Of New Jersey Inc. 25.74M 3.77 4.17M 0.76 17.66
Kentucky First Federal Bancorp 9.57M 6.83 N/A 0.06 140.37

Demonstrates Bancorp Of New Jersey Inc. and Kentucky First Federal Bancorp earnings per share, gross revenue and valuation. Kentucky First Federal Bancorp is observed to has lower revenue and earnings than Bancorp Of New Jersey Inc. The company with a lower price-to-earnings ratio is currently more affordable of the two stocks. Bancorp Of New Jersey Inc.’s currently lower price-to-earnings ratio makes it the more affordable of the two businesses.

Profitability

Table 2 hightlights the net margins, return on assets and return on equity of the two companies.

Net Margins Return on Equity Return on Assets
Bancorp Of New Jersey Inc. 16.20% 4.9% 0.5%
Kentucky First Federal Bancorp 0.00% 0.7% 0.2%

Volatility & Risk

Bancorp Of New Jersey Inc. is 41.00% less volatile than S&P 500 due to its 0.59 beta. Competitively, Kentucky First Federal Bancorp’s beta is 0.5 which is 50.00% less volatile than S&P 500.

Dividends

Meanwhile, Kentucky First Federal Bancorp’s annual dividend is $0.4 per share and it also boasts of a 5.12% dividend yield. No dividend is paid out for Bancorp Of New Jersey Inc.

Institutional & Insider Ownership

The shares of both Bancorp Of New Jersey Inc. and Kentucky First Federal Bancorp are owned by institutional investors at 10.7% and 3% respectively. Insiders held 3.4% of Bancorp Of New Jersey Inc. shares. Insiders Comparatively, held 61.58% of Kentucky First Federal Bancorp shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Bancorp Of New Jersey Inc. -2.52% 0% -9.36% -23.38% -21.35% 2.69%
Kentucky First Federal Bancorp -1.71% 8.47% 1.28% -0.61% -9.08% 15.79%

For the past year Bancorp Of New Jersey Inc. was less bullish than Kentucky First Federal Bancorp.

Summary

Bancorp Of New Jersey Inc. beats Kentucky First Federal Bancorp on 8 of the 12 factors.

Bancorp of New Jersey, Inc. operates as a bank holding company of Bank of New Jersey that provides banking services to individuals, businesses, non-profit organizations, and governmental units. The company offers various deposit products, including interest and noninterest checking, passbook savings, and money market accounts; and savings, demand, and money market deposits, as well as time deposits, such as certificates of deposit and individual retirement accounts. It also provides commercial construction, line of credit, and commercial mortgage loans for providing working capital primarily for construction, financing the purchase of an income producing property, purchase of equipment or inventory, and other business purposes; commercial real estate loans comprising loans secured by commercial or residential real property, and loans for the construction of commercial or residential investment property; and commercial and consumer loans, and home equity loans. In addition, the company offers mail, telephone, Internet, and electronic banking services. As of February 10, 2017, it operated 9 branch offices located in Fort Lee, Hackensack, Haworth, Harrington Park, Englewood, Cliffside Park, and Woodcliff Lake. The company was founded in 2006 and is headquartered in Fort Lee, New Jersey.

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in the United States. Its deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. The companyÂ’s loan portfolio comprises one- to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, condominiums, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. As of June 30, 2016, it operated through seven offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal Mutual Holding Company.

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