Meridian Bancorp Inc. (EBSB) and WVS Financial Corp. (NASDAQ:WVFC) Comparing side by side

Both Meridian Bancorp Inc. (NASDAQ:EBSB) and WVS Financial Corp. (NASDAQ:WVFC) are each other’s competitor in the Savings & Loans industry. Thus the contrast of their dividends, analyst recommendations, profitability, risk, institutional ownership, earnings and valuation.

Earnings and Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Meridian Bancorp Inc. 165.48M 4.88 55.77M 1.06 15.34
WVS Financial Corp. 7.29M 4.32 2.66M 1.38 12.55

In table 1 we can see Meridian Bancorp Inc. and WVS Financial Corp.’s top-line revenue, earnings per share (EPS) and valuation. WVS Financial Corp. appears to has lower revenue, but higher earnings than Meridian Bancorp Inc. The company that is more expensive between the two has a higher P/E ratio. Meridian Bancorp Inc.’s currently higher P/E ratio makes it the more expensive of the two businesses.

Profitability

Table 2 has Meridian Bancorp Inc. and WVS Financial Corp.’s return on equity, return on assets and net margins.

Net Margins Return on Equity Return on Assets
Meridian Bancorp Inc. 33.70% 7.3% 0.9%
WVS Financial Corp. 36.49% 0% 0%

Risk & Volatility

A 0.52 beta means Meridian Bancorp Inc.’s volatility is 48.00% less than Standard & Poor’s 500’s volatility. WVS Financial Corp.’s 17.00% less volatile than Standard & Poor’s 500 volatility due to the stock’s 0.83 beta.

Dividends

Meridian Bancorp Inc. dividend pay is $0.22 per share with 1.39% dividend yield annually. WVS Financial Corp. offers an annual dividend of $0.32 per share, bundled with 1.82% dividend yield.

Institutional & Insider Ownership

Meridian Bancorp Inc. and WVS Financial Corp. has shares held by institutional investors as follows: 66% and 22.2%. About 2.5% of Meridian Bancorp Inc.’s share are held by insiders. Comparatively, insiders own roughly 25.68% of WVS Financial Corp.’s shares.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Meridian Bancorp Inc. -1.28% 2.62% -0.85% -8.96% -19.15% 13.48%
WVS Financial Corp. 1.19% 12.4% 27.09% 3.37% 7.86% 17.02%

For the past year Meridian Bancorp Inc. was less bullish than WVS Financial Corp.

Summary

Meridian Bancorp Inc. beats on 8 of the 14 factors WVS Financial Corp.

WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services to residents and businesses. The company offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates. It also provides single-family and multi-family residential real estate loans; commercial real estate loans; construction loans; land acquisition and development loans; commercial loans comprising loans secured by accounts receivable, marketable investment securities, business inventory and equipment, and related collaterals; and consumer loans, such as home equity loans, home equity lines of credit, loans secured by deposit accounts, and personal and education loans. The company operates six offices in the North Hills suburbs of Pittsburgh, Pennsylvania. WVS Financial Corp. was founded in 1993 and is based in Pittsburgh, Pennsylvania.

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